Pedro's Special

1 lb ground beef, browned
1 can tomato sauce
1/3 can water
1 can kidney beans
2 Tbsp taco seasoning
tortilla chips
cheese, lettuce, tomato, olives, sour cream

Simmer ground beef, tomato sauce, water, kidney beans, and taco seasoning for 15 minutes. Pour over chips and cover with cheese. Bake at 350 until cheese is melted. Serve with your choice of remaining ingredients.